Alternatives

Take a look at some alternatives.

If you need a little help when you move house or move your mortgage there are other ways to get it. Many lenders offer to refund legal, valuation or even application fees when the deals go through – so you get a minor cashback at a useful time. What is even better is that with these deals you can choose from the lender’s low best-buy rates rather than having to pay its high standard rate. You are also likely to face far shorter tie in periods so you can switch deal or lender a lot sooner if you need to. Other cashback deals on everything from credit cards to utility companies can also make household budgets a little easier. Best money-back credit cards tend to come from the likes of American Express, Citibank, Co-operative Bank, Egg, Leeds building society, Morgan Stanley, Norwich & Peterborough, Smile and Yorkshire building society.